Credit products shipped in weeks, not quarters
Onbo has everything you need out of the box to deliver a full credit experience to your users without any external reliances.
Charge / credit cards
Extend your cardholder’ spending budgets via an open line of credit, increasing interchange revenue and also potentially gaining interest.
Works with both debit and credit BIN ranges on Visa and Mastercard
Works with all card issuing platforms, including Lithic, Apto, Stripe, and Marqeta
Licenses + Ledger + Accounting is built-in
Industries
Trucking
Offer business loans or lines of credit to trucking businesses...
Offer business loans or lines of credit to trucking businesses who use your card products. Improve retention and earn interest revenue.
- Works with all card issuing platforms
- Licenses + Ledger + Accounting is built-in
- Available in 45+ states with one integration
Healthcare
Give patients an alternative way to pay for procedures...
Give patients an alternative way to pay for procedures. A built-in lending experience that can be enabled at point of sale.
- Split medical bills into smaller payments
- 15+ custom parameters to build
- Enable multiple states with one integration
E-commerce
Improve merchant value proposition by offering them loans...
Improve merchant value proposition by offering them loans through your platform.
- Enable multiple product types
- Fund instantly using partner integrations
- Commercial loans available in 45+ states
Restaurants
Enable capital solutions to build affinity with restaurants...
Enable capital solutions to build affinity with restaurants. Become their cash flow management partner for the long term.
- Preapprove applications + fund quickly
- Setup flexible repayments
- Ledger + Accounting is built-in
Farming
Add an ideal credit solution for farmers and their workers...
Add an ideal credit solution for farmers and their workers. Fully customizable and scalable across multiple states.
- Embed lending into your app
- Setup for loans as small as $500*
- Scale debt capital through our partners
Payments
Merchants want credit at better terms...
Merchants want credit at better terms. Supercharge your payment solutions with a lending layer and improve retention.
- Enable early access to funds
- Integrates into your existing funds flow
- Ledger + Accounting is built-in
Remittance
Customers need credit to support their families...
Customers need credit to support their families. Make instant credit an option within the transfer flow.
- Unsecured loans available in multiple states
- Compliance infrastructure burden is on us
- Decisions built into the transfer flow
Contact us
Feel free to reach out with any questions about the pricing options and more