Announcing our recent $114M debt and equity raise

Embed lending
on your platform,
without a bank sponsor

The only credit-as-a-service solution you need to launch compliant credit products with speed and confidence.

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Coverage and Scale

$4 Billion+

applications processed

1.5 Million+

transactions processed

90%+

for US consumers

95%+

for commercial

A new approach
to embedded lending

Up and running in weeks, not months

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Full lending stack, developer-centric approach

We package all lending components, so you can focus on your customers.

User-friendly, customizable, scalable solution

Modular, flexible approach for your existing tech stack. No need to migrate. Simply plug and play.

White-labeled solution for any customer journey

Seamlessly embedded start to finish. Own your customer relationship. Leave the lending complexities to us.

Backed by investors from
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Solutions tailored
to your industry

Get ahead of competitors.
Customized API to fit your needs.

Trucking

Improve retention and interchange revenue.

Healthcare

Give patients an alternative way of paying.

E-commerce

Increase loyalty and average order size.

Restaurants

Become their cash flow management partner.

Real estate

Offer home improvement loans for families.

Payments

Supercharge your payment solutions

Remittance

Make instant credit access within transfer flow.

Gig economy

Help gig economy workers build credit.

Farming

Add a credit solution for farmers.

Credit products shipped in
weeks, not quarters

View use cases

Credit Builder

Help your customers build credit using microloans for everyday purchases via a credit layer added to debit transactions.

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Buy Now Pay Later

Offer customers credit at better terms. Improve transaction volume and retention with a lending layer build-it at checkout.

Buy Now Pay LaterBuy Now Pay Later

Equity Lines

Extend liquidity based on users’ assets in stocks, crypto, real estate, etc. Improve retention and monetization.

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Supported by
Logo SVBLogo PLAIDLogo STRIPELogo LITHICLogo TRANS-UNIONLogo GIACTLogo APTOLogo SVBLogo PLAIDLogo STRIPELogo LITHICLogo TRANS-UNIONLogo GIACTLogo APTO
CEO of AltroCEO of Altro

Michael Broughton

CEO and Co-founder of Altro

“We were glad to spend time focusing on customer acquisition and experiences, while we trusted Onbo to make the backend complexities invisible
and frictionless.”

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Dashboard that empowers
data-driven decisions

Real-time customer data

Track your statistics and customers’ infomation.

Advanced analytics

Get fresh data about your loans in charts.

Data-driven insights

To help you compete and grow your user base

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Powerful features to help you manage and scale

Automations

Build rules to automate repetitive tasks. Free up time for your team to focus on the cases that matter.

Versioning

Auditing

General schematic algorithm of feature automationGeneral schematic algorithm of feature automation
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General schematic algorithm of feature auditingGeneral schematic algorithm of feature auditing

Contact us

Feel free to reach out with any questions about the pricing options and more

Contact us

Feel free to reach out with any questions about the pricing options and more