Announcing our recent $114M debt and equity raise

Launch credit builder,
without a bank sponsor

The only credit-as-a-service solution you need to launch compliant credit products with speed and confidence.

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Coverage and Scale

$4 Billion+

applications processed

1.5 Million+

transactions processed

90%+

for US consumers

95%+

for commercial

A new approach
to credit builder

Up and running in weeks, not months

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Full lending stack, developer-centric approach

We package all lending components, so you can focus on your customers.

User-friendly, customizable, scalable solution

Modular, flexible approach for your existing tech stack. No need to migrate. Simply plug and play.

White-labeled solution for any customer journey

Seamlessly embedded start to finish. Own your customer relationship. Leave the lending complexities to us.

Backed by investors from
Logo Y-COMBINATORLogo STRIPELogo DOORDASHLogo CHECKOUTLogo STREAMLINEDLogo LINK-VENTURESLogo SUPER-HUMANLogo Y-COMBINATORLogo STRIPELogo DOORDASHLogo CHECKOUTLogo STREAMLINEDLogo LINK-VENTURESLogo SUPER-HUMAN

Credit builder shipped in weeks, not quarters

Launch a product that helps your customers build credit. We manage all the complexity of origination, payments, and credit reporting for you.

  • Integrate in your app flow

  • Reporting to all 3 credit bureaus

  • Built-in licenses and compliance

CEO of AltroCEO of Altro

Michael Broughton

CEO and Co-founder of Altro

“We were glad to spend time focusing on customer acquisition and experiences, while we trusted Onbo to make the backend complexities invisible
and frictionless.”

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Solutions tailored to different end users

Enabling 18% of American adults access to financial well-being.

Creator economy

Gig economy

Gen Z

Students

Immigrants

Women, LGBTQ+

Dashboard that empowers
data-driven decisions

Real-time customer data

Track your statistics and customers’ infomation.

Advanced analytics

Get fresh data about your loans in charts.

Data-driven insights

To help you compete and grow your user base

Illustration of Onbo dashboard Overview page.Blurred image

Powerful features to help you manage and scale

Automations

Build rules to automate repetitive tasks. Free up time for your team to focus on the cases that matter.

Versioning

Auditing

General schematic algorithm of feature automationGeneral schematic algorithm of feature automation
General schematic algorithm of feature versioningGeneral schematic algorithm of feature versioning
General schematic algorithm of feature auditingGeneral schematic algorithm of feature auditing

Contact us

Feel free to reach out with any questions about the pricing options and more

Contact us

Feel free to reach out with any questions about the pricing options and more