Build credit products without a bank sponsor
Credit products without a bank sponsor.
Offer a compliant credit product in weeks, not months.
Coverage and Scale
A new approach
to fintech products
Modular integrations to help with what you need.
Bank sponsorships and obtaining state licenses can take years. Onbo’s fully licensed and compliant credit products can be embedded into your comprehensive financial service, allowing you to GTM fast.
Bring your own KYC, fraud, and underwriting policies. It's easy to get started and customize them with scale.
We work with all debt capital providers large and small. Start with equity capital and scale with a debt facility seamlessly. As you grow, the reporting for debt investors is automated.
Backed by investors from
Credit products shipped in
weeks, not quarters
View use cases Supported by
One API with
everything you need
Fund user accounts instantly. We will maintain accounts behind the scenes that allow users to start using funds in seconds.
We deduct payments and update user accounts in real time.
A loan management system with accounting and ledger is built-in. But you can also bring your own. We work well with others.
Powerful features to help you manage and scale
Automations
Build rules to automate repetitive tasks. Free up time for your team to focus on the cases that matter.
Versioning
Auditing
Contact us
Feel free to reach out with any questions about the pricing options and more